Universal Life | Medical Cover for Employees

Medical Cover for Employees

The scheme gives two choices of cover: Comprehensive or Basic cover as they appear on the table below:

Plan Α4: Medical Insurance

Comprehensive Cover	€
In patient Benefit:
Maximum amount per illness or accident	8.600
Maximum amount per person per year	13.700
Daily accomodation expenses (room & board)	70
Daily accomodation expenses in intensive care	175
Pregnancy Benefit (normal or caesarian)	520
Repatriation Expenses	Up to 3.500
Percentage of Cover	90%

Out Patient Cover:
Maximum Amount per Illness or Accident	685
Maximum Amount per person per insurance period	1.710
Maximum Amount per doctor's visits	17,50
Percentage of Cover	90%

Basic Cover Plan Α5: Hospital Cover Insurance

This plan is only available to foreign employees who are already covered for Out-Patient expenses from other sources.

Comprehensive Cover	€
In patient Benefit:
Maximum amount per illness or accident	8.600
Maximum amount per person per year	13.700
Daily accomodation expenses (room & board)	70
Daily accomodation expenses in intensive care	175
Pregnancy Benefit (normal or caesarian)	520
Repatriation Expenses	Up to 3.500
Percentage of Cover	90%

With MultiCare StudentCare you can cover your in-patience and day care expenses which may include the following:

It also covers for:

If you select the Comprehensive level of coverage, StudentCare also provides for the following out-patient coverage:

MultiCare International Health Plan also lets you have access to the following additional benefits:

International Emergency Medical Assistance – our evacuation and repatriation service is available 24 hours a day, 365 days a year, anywhere in the world. In case of a medical emergency, if you can’t get the treatment you need locally, we will arrange to take you to the nearest place where the treatment is available.
Direct settlement of in-patient hospital bills – we have arrangements with over 11,000 medical providers worldwide through which in-patient bills can be settled directly.
Health at Hand – our health telephone information service, is available to all our members 24 hours a day, 365 days per year. You can speak directly to experienced health professionals on a wide variety of healthcare issues. All kinds of information – on illnesses, medical terms, medications, infant care – is just a phone call away.
Administration of policies and claims handled directly from Cyprus-A team of professionals based in Cyprus is taking care of your needs. For treatment outside of Cyprus we have the global support of AXA PPP healthcare, one of the UK’s leading and most experienced healthcare providers.